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These delicious Banana Chocolate Chip Pancakes make it easy to enjoy chocolate for breakfast, while still being a healthy option to start your day. They are gluten-free, vegan, lower in carbs, and low-calorie without sacrificing the flavor of pancakes that everyone loves.

Pancakes are a fun and easy breakfast option that can be good for you, too! These banana chocolate pancakes don’t have any added sugar and are gluten and dairy-free. They have a great amount of healthy fat and fiber, which is perfect for starting your day right or when you need an afternoon snack.
If you like recipes with banana and chocolate, you will love my banana oat muffins, banana and oat cake and this healthy yet delicious chocolate banana bread!
Why You’ll Love This Recipe
- Decadent Pancakes: These healthy banana pancakes are hearty and loaded with chocolate chips. They are like having a rich dessert for breakfast without the extra sugar!
- Low Calorie and Higher Fiber: If you follow the exact recipe, these pancakes are 100 calories a piece and have more fiber than regular pancakes. Carbs aren’t bad for you! Getting enough fiber (which comes from carbs like bananas and oatmeal) is especially important for women over 35 trying to lose weight.
- Gluten-Free and Vegan: This banana chocolate chip pancake recipe is made with oats, milk, and a flax meal egg, so it’s vegan and gluten-free.
Table of Contents
Ingredients

- Banana: Use one very ripe banana to add moisture and sweetness to the pancakes without any additional sugar.
- Rolled Oats: Use regular old-fashioned oats (or gluten-free rolled oats) and be sure to check the package that they’re marked gluten-free if you need them to be. You can also use gluten-free rolled oat or oat flour, but make sure you measure flour properly to avoid over flouring the batter.
- Baking Powder and Baking Soda: A little bit of leavening agents helps the pancakes rise and have a fluffy texture, even when they are thin.
- Low Fat Milk: The oats need moisture to soften properly, so you’ll need a milk to achieve the right consistency for these banana oatmeal chocolate chip pancakes.
- Flax Meal: When combined with water, the flax meal turns gelatinous and has a similar consistency to an egg. This acts as a binding agent for the pancake batter. You can also use an equal amount of chia seeds instead of flax meal.
- Chocolate Chips: You can’t have banana chocolate chip pancakes without the chocolate chips! Use dairy-free chocolate chips to keep the recipe dairy-free and vegan.
See the recipe card below for exact ingredient amounts, nutritional information, and detailed instructions.
Variations & Dietary Modifications
- Add More Protein: Eggs have significantly more protein than a flax egg. If you don’t need the pancakes to be vegan and want more protein, add an egg instead.
- Try Different Mix-Ins: Instead of chocolate chips, try these banana pancakes with almond slivers, walnuts, pistachios, blueberries, cherries, or strawberries, like in these strawberry yogurt pancakes.
- Switch Up the Flavor: The full recipe for these pancakes utilizes mint extract to create a unique flavor. You can change that flavor by using vanilla, almond extract, cocoa powder, or cinnamon into the batter.
For more pancake variations, try these coconut flour pancakes, almond flour pancakes recipe, or my low calories pancakes!
How to Make Banana Chocolate Chip Pancakes
This thin and rich pancake recipe doesn’t take a lot of time to prepare and is great for making in advance. You’ll need a food processor or a blender to mix the batter and a non-stick pan to cook the pancakes.

Step 1: Make a Flax Egg. Add the flax meal to a small bowl with 2 tablespoons of warm water and set it aside to set for 5 minutes.

Step 2: Prepare the Batter. Add the banana, rolled oats, flax egg, milk, and other ingredients (except the chocolate chips) to a food processor or blender.

Step 3: Blend and Add the Chocolate Chips. Blend until the ingredients are well combined into a thin, smooth batter. Stir the chocolate chips into the batter.

Step 4: Cook the Pancakes. Bring a non-stick pan to medium heat and pour ¼ cup of the batter into the skillet to make one pancake. Cook the pancake for 3-4 minutes until the batter on the side facing up bubbles. Then flip and cook for another 2-3 minutes on the other side. Repeat this process until the batter is gone.
Step 5: Add Toppings and Serve. You can add some freshly sliced banana, additional chocolate chips, and your favorite maple syrup to the pancakes before eating them. They’re terrific with a low-calorie pumpkin spice latte or low-calorie peppermint mocha!
Expert Tips
- Making Flax Eggs: The flax egg is important for this chocolate chip banana pancake recipe because it helps bind the ingredients together. Use warm water so the mixture sets more quickly; otherwise, it won’t be gelatinous enough and the batter won’t hold together as well.
- Use Very Ripe Bananas: Brown, soft bananas are best for this recipe because they are more flavorful, sweeter, have more moisture, and are easier to mash.
- Mini Chocolate Chips are Best: Get a mouthful of chocolate in every bite by using mini chocolate chips instead of regular ones. They are the key to making these pancakes taste even better!

Storage Directions
- Storing: Store leftovers in an airtight container in the refrigerator for up to 7 days. You can also freeze these pancakes for up to 60 days. Be sure to layer parchment paper between pancakes or wrap them individually in plastic wrap to avoid them freezing together.
- Reheating: Reheat your banana oatmeal pancakes in the microwave for 30-60 seconds. You can also reheat them on the stove over medium-low heat for 3-5 minutes.
- Make Ahead: These pancakes are the perfect easy breakfast meal prep! Make them and save them for the week or freeze them for later.
Serving Suggestions
Who doesn’t love pancakes for breakfast?! These chocolate chip banana pancakes taste like a decadent dessert, but they are low-calorie, full of fiber, gluten-free, and vegan. That makes them a great part of a balanced breakfast or the perfect mid-afternoon snack when the craving for something sweet hits you.
- Go all out with a big breakfast spread on the weekends or holidays! Pair these banana oat pancakes with high protein scrambled eggs and bacon, or an apple sausage brussel sprouts hash.
- Egg casseroles can bake in the oven while you’re making pancakes. This healthier version of a Denver omelet casserole.
- Add more protein to your breakfast and enjoy a blueberry protein smoothie with your pancakes.
Recipe FAQs
Use a nonstick electric griddle to ensure the pancakes come out perfectly every time because it heats evenly and consistently. You can also use a nonstick skillet on the stove.
There may be a few reasons why your pancakes are soggy. First, your pan may not be hot enough. Try increasing the heat a bit to see if that helps. The second reason may be that the banana is too chunky and not evenly distributed through the batter. Be sure the batter has a thin, even consistency without chunks before mixing in the chocolate chips.
If your banana pancakes are tearing or falling apart when you try to flip them, that means that they aren’t ready to flip. Wait for another 30 seconds or a minute and try again. If they tear and are burning, then your heat is too high.

More Delicious Healthy Pancake Recipes
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Pumpkin Protein Pancakes
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Butternut Squash Oat Pancakes
Breakfast
Cottage Cheese Protein Pancakes
Breakfast
Healthy Cinnamon Apple Pancakes
If you tried this Banana Chocolate Chip Pancakes recipe or any other recipe on my website, please leave a 🌟 star rating and let me know how you go in the 📝 comments below.

Banana Chocolate Chip Pancakes
Ingredients
- 1 Banana, very ripe
- 1 ½ cups Rolled Oats, or gluten free rolled oats
- 1 teaspoon Baking powder
- ¼ teaspoon Baking soda
- ¼ teaspoon Salt
- 1 cup Low Fat Milk, or milk or choice
- 1 tablespoon Flax Meal, or 1 egg
- 1 tablespoon Extra Virgin Olive Oil
- 1 teaspoon Mint Extract, or vanilla extract
- 2 tablespoons Mini Chocolate Chips, or dairy free chocolate chips
Instructions
- Make a flax egg by combining the flax meal in a small bowl with 2 tbsp water. Set aside for 5 minutes to set.
- Place all ingredients except chocolate chips to a food processor or blender and process until combined well.
- Fold the chocolate chips in by hand.
- Bring a nonstick electric skillet to medium heat (or 300 F). Place 1/4 cup of the batter onto the skillet (1/4 cup makes one pancake). Repeat for the remaining batter.
- Cook 3-4 minutes until the pancakes bubble then flip and cook another 2-3 minutes then remove from the skillet and place on a wire baking rack to cool.
- Serve pancakes immediately or store in the refrigerator up to 7 days or in the freezer up to 60 days.
Video
Notes
- Pick Ripe Bananas: The browner and softer, the better! Overripe bananas bring extra sweetness, moisture, and rich banana flavor—plus they mash up effortlessly.
- Go Mini with Chocolate Chips: Tiny chips = chocolate in every bite. Mini chocolate chips melt perfectly throughout the pancakes, making them extra decadent compared to regular-sized ones.
Nutrition
Nutrition information is automatically calculated, so should only be used as an approximation.
Thank you so much Megan for this healthy recipe. I’m glad my search led me here. I followed every step (i used egg yolk in place of flax meal) and my pancakes came out delicious!. Everyone loved them, even my picky son. Thank you.
I’m so glad to hear this. Thank you for taking the time to let me know too! Most of the time I only hear from people when they don’t like something.
Thanks so much for sharing this awesome recipe with our special edition of Full Plate Thursday. Hope you are enjoying your holidays and look forward to seeing you soon!
Miz Helen
Happy Holidays to you too!
Wow! These look amazing, even better healthy and low calorie! And of course, the chocolate and mint complete me. Stopping by from Crafty and Delicious Party. Pinned! 🙂
Thanks, Kim! Hope you enjoy them. They’re delicious. Happy Holidays!
So sorry to hear about your injury! Do not even get me started on today’s healthcare system… so many things wrong with it! Ugh! Hopefully you can heal up soon.
Thanks, Lora! Hope you have great Christmas. Go Pack!!!
I don’t get it. Doctors go to school for so long, yet they all seem SO STUPID! It makes absolutely no sense to me. THEY FAIL!!!!!!!! >:( DUMB!
But at least you can drown your sorrows in this delicious recipe!!!!! UGHHHH YUMMMM!!!!
No one uses their brain anymore. They rely too much on technogy. I’m beating myself up for not thinking of it myself.