Make a flax egg by combining the flax meal in a small bowl with 2 tbsp water. Set aside for 5 minutes to set.
Place all ingredients except chocolate chips to a food processor or blender and process until combined well.
Fold the chocolate chips in by hand.
Bring a nonstick electric skillet to medium heat (or 300 F). Place 1/4 cup of the batter onto the skillet (1/4 cup makes one pancake). Repeat for the remaining batter.
Cook 3-4 minutes until the pancakes bubble then flip and cook another 2-3 minutes then remove from the skillet and place on a wire baking rack to cool.
Serve pancakes immediately or store in the refrigerator up to 7 days or in the freezer up to 60 days.